JP Morgan is expanding fertility benefits to help LGBTQ employees have families

employee benefits

Starting next month, the bank’s employees can tap expanded benefits for fertility treatments and surrogacy services, according to an internal memo. The changes are seen as primarily helping LGBTQ employees who couldn’t access reproductive benefits that were tailored to straight couples.

JP Morgan Chase is expanding benefits to help employees pay for fertility treatments and surrogacy services, according to an internal memo obtained by CNBC.benefits employees

Employees in the U.S. without a medical diagnosis of infertility can now have up to $30,000 of treatments including in vitro fertilization covered, according to the letter, which was sent to workers earlier this week. The New York-based bank also increased reimbursement for costs related to surrogacy, which involves compensating a woman to carry a child to term, to $30,000 from $10,000.

Both moves are seen within J.P. Morgan as primarily helping LGBTQ employees, because before the change, which starts July 1, same-sex couples who weren’t medically diagnosed as infertile had to pay for services out of pocket. (Workers who are deemed infertile are already covered by the bank’s medical plan). The company made the change after an investment bank employee queried an internal LGBTQ council, said spokesman Joe Evangelisti.

“We recognize that there are many pathways to building a family and we’re making it easier to follow them,” the bank said in a letter signed by human resources chief Robin Leopold and general counsel Stacey Friedman.

The move is an important one because Wall Street firms tend to follow each other in expanding benefits amid a constant war for talent. While Morgan Stanley reportedly made it easier for workers in same-sex relationships to tap reproductive benefits starting this year, J.P. Morgan said it believes most of the biggest U.S. financial institutions are lagging in this category.

CNBC.com, June 26, 2019 by Hugh Son

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New York Almost Joined The 21st Century On Gestational Surrogacy, No Thanks To Gloria Steinem

new york surrogacy

New York continues to be one of the few surprising gestational surrogacy holdouts, with an outdated law based on outdated notions and outdated technology.

The New York bill in support of regulated compensated gestational surrogacy — the Child-Parent Security Act (CPSA) — had the vocal support of Governor Andrew Cuomo, passed the State Senate, and likely had the votes in the House. But it never made it to the floor before the legislative session ended last week. What the heck happened?!new york surrogacy

Some Background.

New York is one of the few states in the country that legally prevents a woman from carrying a hopeful parent’s or couple’s embryo to birth, and receiving compensation for her nine months of intense effort and … labor. Other jurisdictions that had previously banned the practice have since changed course in the last few years — including New Jersey, Washington State, and D.C. In the meantime, New York continues to be one of the few surprising holdouts, with an outdated law based on outdated notions and outdated technology.

As previously discussed in my column, while gestational surrogacy is a big part of the New York bill, the CPSA includes other key protections for parents hoping to conceive using assisted reproductive technology. For example, it fixes the state’s legal loophole that allows sperm donors who donated to a single parent to seek legal rights to the resulting child! And vice-versa, it closes the loophole that currently allows single parents to seek child support from a donor. So these were improvements all around.

 

New York’s ban stems from the disastrous Baby M case in the 1980s. That case occurred in next door New Jersey, where a woman agreed to be inseminated and carry the resulting child for another couple. This type of arrangement is generally referred to as “traditional,” or “genetic surrogacy.” In the Baby M Case, the genetic surrogate changed her mind about giving up the baby, and fled the state with child. Both New Jersey and New York quickly over-corrected and outlawed all compensated surrogacy. Since then, genetic surrogacy has largely been abandoned across the U.S., while gestational surrogacy — where the surrogate is not genetically related to the child she carries — has flourished. Note that the CPSA only aims to legalize gestational surrogacy, not genetic surrogacy, the type found in the Baby M Case. Last year, New Jersey (ground zero for Baby M) recognized that the times and medical practices have changed, and reversed its position by passing supportive gestational surrogacy legislation.

So Close! 

The momentum for the bill was building, and supporters believed that the CPSA had a good shot at becoming law this year. So, what pulled the brakes? I spoke with Denise Seidelman, a prominent New York adoption and surrogacy attorney, and part of a coalition in support of the CPSA. Seidelman shared her experience advocating for the bill. “It was one the most profoundly inspiring, and also intensely disappointing experiences. Emotions were running high on both sides of the issue.”

Seidelman explained her view on some of the factors that led to this not being the CPSA’s year. For one, she noted that the author of the original New York surrogacy ban (from 30 years ago), Helene Weinstein, is still a current member of the Assembly, and she is outspoken in her position, perhaps colored by her experiences of a generation ago.

Seidelman felt another factor in this year’s failure was the timing of a letter by Gloria Steinem, famed author and feminist, against the CPSA. Steinem’s letter was disappointing, and really a bit shocking for those familiar with how surrogacy works. Her letter referred to a 1998 NY Task Force report that came out against surrogacy, with no mention of a more recent and more relevant 2017 NY Task Force report in support of gestational surrogacy, with measured regulation. Unfortunately, Steinem spoke not from firsthand knowledge of the recent experiences of women who choose to be gestational carriers for others, but from a perspective that has long since gone by the wayside.

The letter described how the bill would risk the well-being of the marginalized women in the state — those in conditions of poverty. However, as pointed out in the rebuttal letter written by RESOLVE, the national infertility association, of the women who raise their hands to be surrogates, only about 5 percent are determined to be medically qualified, and are able to move forward. And one of the requirements is that they are financially stable. Additionally, the 2017 Task Force report found that the women who are acting as surrogates are not the marginalized of society, but those not reliant on compensation that may be received from acting as a gestational surrogate. Steinem’s letter is an imagination of the Handmaid’s Tale, but ignores the current reality of what surrogacy is, and how it works.

AboveTheLaw.com, June 26, 2019 by Ellen Trachman

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Gestational Surrogacy Dead for Now in NYS

Hoylman

State assemblymembers hesitate amid women’s rights concerns about gestational surrogacy in NY 

Efforts to pass gestational surrogacy in the NY State Legislature have withered in the lower chamber and Assembly Speaker Carl Heastie confirmed on June 20 that the bill is dead for now, citing concerns about women’s rights and fears of commercialization.surrogate lawyers, surrogate lawyer, surrogate attorney, legal surrogate, surrogate legal

Heastie, however, indicated that lawmakers and advocates would continue crafting the legislation in the coming months in such a way that would attempt to quell lingering reservations about the issue.

The movement to pass gestational surrogacy, which involves a surrogate carrying a baby who has no biological relation to her, became a key issue in the LGBTQ community’s efforts in Albany during the final months of the session because the current ban on compensated surrogacy in New York disproportionately affects same-sex couples. The measure passed the State Senate, but ran into roadblocks in the lower house, even as Governor Andrew Cuomo aggressively campaigned for the issue and enlisted the help of Bravo TV show host Andy Cohen, who had a baby son through surrogacy.

In the lower chamber, though, out lesbian Democratic Assemblymember Deborah Glick of Manhattan infuriated some in the LGBTQ community and drew cries of betrayal when she expressed hesitation on the measure after previously vowing support for it. She told The New York Times earlier this month that gestation surrogacy is “pregnancy for a fee, and I find that commodification of women troubling.” She also suggested that gestational surrogacy isn’t necessarily an issue for the wider LGBTQ community because many folks are unable to afford the tens of thousands of dollars to have kids that way.

But Democratic Assemblymember Amy Paulin of Westchester County, who led the bill in the lower house, told Gay City News with roughly one week left to go in the session that she was working to garner support for the bill. That effort never came to fruition.

“While there are strong feelings about surrogacy on all sides, I want to make it clear that no single member is in a position to stop this or any bill,” Heastie said on June 20 in a clear effort to spare Glick from being singled out. “Many members, including a large majority of women in our conference, have raised important concerns that must be properly addressed before we can move forward.”

He continued, “We must ensure that the health and welfare of women who enter into these arrangements are protected, and that reproductive surrogacy does not become commercialized. This requires careful thought. While our work for this session is nearly complete, I look forward to continuing this conversation in the coming months with our members and interested parties to develop a solution that works for everyone.”

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Parents can use sperm harvested from their dead son to make grandchildren, judge rules

harvested sperm

West Point cadet Peter Zhu, who was unmarried, died after a skiing accident on February 23, Judge allows parent to use harvested sperm.

He had been found unresponsive on a ski slope on the grounds of the military academy in upstate New York.  Zhu was then taken to a hospital, where he was declared brain dead days later.  Judge now rules that parents may use their son’s harvested sperm.harvested sperm

In March, his parents petitioned the court to allow the hospital to have their son’s  harvested sperm retrieved and frozen at the same time harvest his organs for donation.

The petition was granted and the sperm was preserved at a sperm bank after the retrieval.  His organs were also harvested to help those waiting for a lifesaving transplant before he was buried in the West Point Cemetery.

According to CNN, the Supreme Court Justice John Colangelo’s ruling gave Zhu’s parents the ability to attempt conception with a surrogate mother using their late son’s sperm.  “At this time, the court will place no restrictions on the use to which Peter’s parents may ultimately put their son’s sperm, including its potential use for procreative purposes,” Colangelo wrote.  “They shall possess and control the disposition and potential use of their son Peter’s genetic material.” 

Zhu’s case isn’t the first incident of this type, according to AP.In 2007, a court in Iowa authorized recovery of a man’s sperm by his parents to donate to his fiance for future procreative use.  In 2009, a Texas woman got a judge’s permission to have her 21-year-old son’s sperm extracted after his death, with the intention of hiring a surrogate mother to bear her a grandchild.

StandardMedia.com, May 30, 2019, by Charles Odero

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More Than 100 Rabbis and Cantors Urge NY State to Legalize Surrogacy

rabbis NY surrogacy

The 118 Rabbis and other clergy members urged the passage of the NY Child-Parent Security Act, surrogacy.

The 118 Rabbis and other clergy members urged the passage of the NY Child-Parent Security Act  (surrogacy) in a letter Tuesday to the state’s House speaker, Carl Heastie, and Senate majority leader, Andrea Stewart-Cousins, both Democrats. Among the signatories are rabbis representing the Reform, Conservative and Orthodox movements.rabbis NY surrogacy

The bill, which has the support of Gov. Andrew Cuomo, would legalize paid gestational surrogacy, in which a woman is compensated to carry a child not conceived using her eggs. Proponents say it allows those facing infertility and LGBTQ couples to have children, while detractors say the practice is immoral. The measure also would ease the process through which parents who enlist a third party to conceive establish a legal relationship with the child.

The letter — organized by the Protecting Modern Families Coalition, an alliance of organizations in support of the legislation — references Jewish tradition in arguing for the bill’s passage.

“From birth to Bar/Bat Mitzvah, marriage, and burial, at the core of most of the major Jewish life cycle events is family,” it reads. “As rabbis, we know the visceral, central importance for so many of our congregants of building a family.”

Among the signatories are Rabbis Sharon Kleinbaum of the LGBTQ synagogue Congregation Beit Simchat Torah; Rick Jacobs, who heads the Reform movement; Dov Linzer, president of the liberal Orthodox Yeshivat Chovevei Torah rabbinical school; and Rabbi Avram Mlotek, an Orthodox rabbi who announced last month that he will perform same-sex weddings. The UJA-Federation of New York and the Central Conference of American Rabbis, the Reform movement’s rabbinical arm, also joined the letter.

The Jerusalem Post – JPost.com, BY JOSEFIN DOLSTEN/JTA, May 15, 2019

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Dutch Clinics to Start Offering Surrogacy to Gay Couples

Gay couples who want to have a child through a surrogate mother can do so at Dutch clinics from next year, according to a survey by television program De Monitor. Until now that has been impossible in the Netherlands due to strict regulations, newspaper AD reports.

At least two Dutch clinics will start offering surrogacy to gay couples next year – MC Kinderwens in Leiderdorp and Nij Geertgen clinic in Elsendorp. In Leiderdorp the surrogate mother must also donate the egg. In Elsendorp the surrogate and egg donor may be different people. 

“I think it’s too crazy for words that gay couples, but also women with oncological complaints for example, have to go abroad to fulfill their desire to have children”, Nij Geertgen director Marc Scheijven said to De Monitor. “While we have all medical and technical experience in house.”

By Janene Pieters on November 13, 2018 nltimes.nl

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Do IVF And Other Infertility Tech Lead To Health Risks For The Baby?

genetic defect

When patients come to Dr. Molly Quinn for infertility treatments like IVF, they usually aren’t too interested in hearing about the possible downsides, she says. They just want to get pregnant.

Still, she always discusses the risks of procedures such as IVF. For example, there’s an increased likelihood of twins or triplets — which increases the chances of medical complications for both moms and babies. And stimulating the ovaries to ripen extra eggs can, in a small number of cases, cause the ovaries to rupture.IVF

Quinn, an infertility specialist and assistant professor of obstetrics and gynecology at the University of California, Los Angeles, now has a new hazard to consider. According to research published this month in the Journal of the American College of Cardiology, children conceived through certain infertility treatments may be at a higher risk for cardiovascular disease.

Parents shouldn’t panic, the study’s authors say: The findings are preliminary, and the study cohort was fairly small. Still, they say, it means that families who used infertility treatments like IVF should be particularly vigilant about screening for high blood pressure in their children and help them avoid other cardiovascular risk factors, such as smoking, obesity and a sedentary lifestyle.

“Fertility clinics should really … counsel about potential risks for their kids,” says Dr. Urs Scherrer, a visiting professor at the University of Bern in Switzerland and a senior author of the study.

Scherrer and his colleagues followed the health of children conceived through assisted reproductive technology for more than a decade. ART is an umbrella term that covers a number of different types of procedures, including in vitro fertilization, in which sperm and eggs are mixed in a lab dish, and intracytoplasmic sperm injection, in which sperm are inserted directly into eggs. Today, roughly 2 percent of all births in the U.S are conceived via ART.

In 2012, the same team of scientists published a major paper showing that 65 healthy kids born with the help of ART were more likely than their peers to have early signs of problematic blood vessels. The current study, comparing 54 of those original children with 43 age- and sex-matched peers, shows those early irregularities — signs of “premature vascular aging”, the scientists say — persist into adolescence and young adulthood.

Kids in the study who were conceived via ART are now 16 years old, on average, but have blood vessels resembling those of middle-aged adults, the scientists found.

NPR.org, by Mara Gordon, September 19, 2018

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As evidence supporting LGBTQ families mounts, legal hurdles loom

lgbt families

New studies say kids of gay parents are just as well-adjusted as those with a mom and dad. But Congress is moving to allow adoption agencies to bar LGBTQ families.

LGBTQ families made headlines twice this month, but for very different reasons.

Last week, a study found that from a mental health perspective, adult children with lesbian parents fared just as well as their peers with opposite-sex parents. This follows an Italian study released in May that found that children with same-sex parents were actually slightly better off psychologically than children with a mom and a dad.LGBTQ families

Earlier this month, however, Republican lawmakers dealt a blow to LGBTQ people seeking to become LGBTQ families. The House Appropriations Committee approved an amendment allowing foster care and adoption agencies that receive federal funding to refuse to work with same-sex couples on religious or moral grounds. Though the amendment has several steps to go before becoming federal law, 10 states already have a similar law in place.

The House amendment goes even further than current state-level laws. It would cut 15 percent of child welfare funding to states that explicitly prohibit agencies from excluding LGBTQ people.

Independent and private adoption agencies that do not receive federal funding are already allowed to deny LGBTQ people.

The studies of children with same-sex parents don’t surprise advocates of LGBTQ families. Zach Wahls, who was born to a lesbian couple through artificial insemination and famously defended same-sex parents to the Iowa Legislature in 2011, said it was exciting to have studies to back up his experience.

“In our current climate, we’re at risk of backsliding on this issue,” Wahls told NBC News. “We need to be ready to contest that, and now we can do it in a scientific way.”

Scientific as they may be, the studies are unlikely to move those who advocate for allowing agencies to exclude LGBTQ families, because the objections are faith-based and do not pertain only to lesbian, gay, bisexual and transgender people.

by Avichai Scher NBCNews.com, Jul.26.2018

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Arizona Governor Signs New Human Embryo Law

Arizona

When a couple is unable to conceive naturally or medical treatments — like chemotherapy — make future pregnancies unlikely, there are a variety of fertility options available, including harvesting a woman’s eggs, freezing them and using them at a later date.

Up until now, reproductive fertility law specialists in Arizona would help couples navigate any tricky ethical issues that might arise in the future, like what happens if you split up or divorce before you decide to use the eggs.Arizona Embryo

But, a new law signed Tuesday by Gov. Doug Ducey has the potential to upend any contractual agreements written between husbands and wives or domestic partners, and dictates who is allowed to keep frozen eggs after a breakup.

Cathi Herrod, President of Center for Arizona Policy, said the new human embryo law helps make the law clearer and it is a positive step for Arizona.

“Just like a judge will decide when there are disputes over property, disputes over who gets the family dog — now who gets the family embryos will also be decided by a judge according to the law,” Herrod said.

by Lauren Gilger, KJZZ.com, April 4, 2018

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NY requires infertility coverage for all

health insurance

New York’s health insurers will be required to provide coverage for fertility treatment regardless of marital status or sexual orientation, according to new state guidelines.

The state Department of Financial Services unveiled the new guidelines Wednesday, circulating a letter to insurers across the state making clear that they can’t restrict fertility-related coverage if the patient otherwise qualifies.health insurance

“All women who wish to have a child are entitled to insurance coverage for fertility treatment regardless of their sexual orientation or marital status, just as all women have the right to reproductive choice and to decide if and when to start a family, and New York will always stand up to protect and preserve those rights,” Gov. Andrew Cuomo said in a statement.

The new guidelines are based on the state department’s interpretation of “infertility.”

State law requires insurers to cover treatment for infertility and use the American Society for Reproductive Medicine’s definition of the term to determine when fertility-treatment coverage kicks in.

he society defines infertility as the “failure to achieve a successful pregnancy after 12 months or more of appropriate, timed unprotected intercourse or therapeutic donor insemination.”

But that definition is silent on marital status and sexual orientation, which the state’s new guidelines attempt to clear up.

Under the new guidelines, insurance companies must provide coverage for all individuals who meet the society’s definition of infertility, regardless of their sexual orientation or relationship status.

“If an individual meets the definition of infertility and otherwise qualifies for coverage, then an issuer must provide coverage regardless of sexual orientation, or marital status or gender identity,” Financial Services Superintendent Maria Vullo said in a statement.

by Lindsay Riback, The Journal News, 4 /19/2017

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